The Loss of Profits Insurance is the ideal complement to the Insurance for Material Damages that, in general guarantees the survival of the Company after a serious Claim of fire or for other reasons, explosion, flood, etc.
Pluvia Risks has great experience in the Specialized Advisory Service of Claims affecting the Guarantee of Loss of Profits in the event that the Insured has this Guarantee in its Insurance Policy.
In the event that said guarantee is not included in its own Insurance, we study the Cause of the Claim in order to verify if there is anyone Responsible to whom the damages suffered by the Loss of Profits can be charged. We calculate its economical amount and issue the necessary Report with proving capacity to claim to whoever is responsible.
Due to the stop of activity due to the declaration of the state of alarm decreed by the Government, there were substantial losses of profits in hotel and similar establishments, which, in some specific cases, were covered by their policies taken out with certain insurance companies.
In Pluvia Risks we have carried out Specialized Advisory Reports to request indemnities of hotel groups and commercial chains for an appraised value of more than 180 million Euros.